Asian Education Index

Digital Knowledge Repository for Education Research in Asia

Welcome to the Asian Education Index (AEI) — a comprehensive digital repository dedicated to preserving, indexing, and providing access to high-quality academic resources related to education across Asia. This platform is designed to support researchers, educators, students, policymakers, and institutions with open access to valuable knowledge.

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    MEASURING THE IMPACT OF FINANCIAL SOUNDNESS INDICATORS ON BANKS' OBLIGATIONS TO DEPOSITORS-A FIELD STUDY OF A GROUP OF PRIVATE COMMERCIAL BANKS FOR THE YEARS 2020 TO 2023
    (Scholar Express Journals, 2025-12-28) Salam Idan Marzouk; Inas Hussein Alwan
    Financial safety in commercial banks is one of the main pillars in their business, as it reflects the greatest concern of depositors and lenders in Commercial Bank before dealing with it, as well as the bank's management to ensure that the bank fulfills its obligations towards its depositors and invests these deposits in safe investment activities while ensuring profits. From this picture, the researcher's idea began by explaining the concept of financial safety in commercial banks, its importance, its indicators approved by the Central Bank of Iraq, and the extent of their impact and evaluation of the bank's commitment to its depositors. The researcher used financial soundness indicators (Capital Adequacy Index (CAR), Liquidity Index (LIQ) and Non-Performing Loans (NPL) ) as an independent variable, as these indicators are the most influential in the bank's obligations towards its depositors, while the dependent variable was used by the researcher as an index (the ratio of total deposits to total liabilities). By adopting two banks, (Commercial Economy Bank and Middle East Investment Bank) as an intentional sample for research and a time series that spanned four years (2020-2023). The researcher starts from the hypothesis that there is a strong and significant correlation and effect relationship between the independent variable and the dependent variable, and tries to prove it using financial analysis as well as statistical analysis. The researcher reached a set of conclusions, the most important of which are: the non-compliance of commercial banks with the ratios of financial soundness set by the Central Bank, whether by neglecting the increase or decrease, as well as the fact that the Bank of Economy is exposed to a very high percentage of non-performing credit facilities, and that the non-performing loans index has no significant impact on the bank's obligations towards its depositors in most of the banks in the research sample. There were also a set of recommendations, the most important of which The need to adhere to the financial ratios set by the Central Bank, as well as the need to formulate efficient credit policies to avoid the default of the credit granted by commercial banks.
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    Cognitive upgrading and its impact on organizational development study consensus sample of Iraqi Tourism Authority
    (Peerian Journals Publishing, 2025-12-24) Yaqoob Safar Ali; Ahmed Rahman Fattah
    The goal of the current study to know the strength of the relationship between research variables as an independent variable and organizational development as a variable in the Iraqi Tourism Authority and to reach a number of recommendations that promote the organizational development of the Authority and from the importance of the theme The study and its importance to organized and private organization, including individuals and sample society, have a significant impact on their level of work. The study applied the analytical descriptive approach by analyzing a sample of sample of the sample authorities in the course of the tourism (53) Sample distributed on (Director General, Assistant General Manager, Head of Division), which was comprehensively distributed, and received the researcher (43) questionnaire, and when unloading (10) questionnaires are not valid for analysis Statistical sample (43) with relying on statistical methods (honesty, stability, coefficient and (SPSS.V.SMART) Liaison coefficient and standard deviation) In order to identify the assessments of the study, it is through the side Practical has been reached a total of conclusions and recommendations have been the most important conclusion that the Tourism Authority has a good level of application of modern technologies, but there is a weakness in some potential and technical infrastructure that reflects gaps in the application, It refers to the lack of clarity of some strategies or varying awareness among employees. A recommendation is that the Tourism Authority must build programs to develop rapid thinking and provide a database and information, through the establishment of learning societies, in order to improve decision-making and raise the level of performance and production and promote organizational development of the Authority.
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    FORMATION OF ORGANIZATIONAL CULTURE AND ITS PEDAGOGICAL OPPORTUNITIES IN THE STUDENTS OF REFORMING UZBEKISTAN
    (Bright Mind Publishing, 2026-01-07) Djabborov Ma’sud Bahriddinovich
    The article describes culture, types of culture, tasks, methods of forming the organizational culture of students.
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    ARTIFICIAL INTELLIGENCE IN LEGAL DOCUMENT DRAFTING: OPPORTUNITIES, CHALLENGES, AND FUTURE DIRECTIONS
    (Modern American Journals, 2026-01-07) Maksudboy Sadikov; Dr.Ammar Younas
    This article examines the role of AI in drafting legal documents, highlighting key opportunities and technical and ethical challenges, as well as potential future developments. Particular focus is given to the ethical governance frameworks proposed by Dr Ammar Younas, and the legal technology perspective put forward by Maksudboy Sadikov. While AI-driven drafting tools offer significant benefits, the article argues that their successful adoption depends on responsible governance, legal oversight, and effective human–AI collaboration.
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    ILLEGAL DEPRIVATION OF AN EMPLOYEE’S OPPORTUNITY TO WORK: LEGAL NATURE AND INTERNATIONAL ANALYSIS OF COMPENSATION MECHANISMS
    (Modern American Journals, 2026-01-07) Nodirbek A. Yusupov
    This article examines the employer’s illegal deprivation of an employee’s opportunity to work as an independent form of violation of labor rights. The study reveals gaps in the current national labor legislation, in particular the insufficient regulation of liability and compensation mechanisms for such violations. Based on international labor standards, ILO conventions and the practice of several foreign countries, proposals are put forward for improving compensation and reinstatement mechanisms.