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DIGITAL TRANSFORMATION OF COMMERCIAL BANKS AND INCREASING ECONOMIC EFFICIENCY IN SERVICE AREAS

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dc.contributor.authorТурсунов Фаридун
dc.contributor.authorЗубойдуллоева Дамира
dc.contributor.authorСюнов Азизжон
dc.date.accessioned2025-12-30T08:56:24Z
dc.date.issued2025-12-17
dc.description.abstractThis article comprehensively examines the processes of digital transformation of commercial banks, its impact on service efficiency and its role in increasing economic efficiency. Digital technologies, including artificial intelligence, blockchain and mobile applications, are reshaping banking services, improving customer experience, reducing operating costs and creating new revenue streams. The article provides practical recommendations for further deepening digital strategies in order to increase the competitiveness and ensure sustainable development of commercial banks.
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dc.identifier.urihttps://ecomindspress.com/index.php/eh/article/view/241
dc.identifier.urihttps://asianeducationindex.com/handle/123456789/28103
dc.language.isoeng
dc.publisherEcomind Press
dc.relationhttps://ecomindspress.com/index.php/eh/article/view/241/255
dc.sourceEconomic Horizons: Journal of Business, Economics, and Finance; Vol. 1 No. 12 (2025): EH; 11-17
dc.source2980-5295
dc.subjectDigital transformation, commercial banks, economic efficiency, fintech, mobile banking, service quality, digital products, financial services, remote service.
dc.titleDIGITAL TRANSFORMATION OF COMMERCIAL BANKS AND INCREASING ECONOMIC EFFICIENCY IN SERVICE AREAS
dc.typeinfo:eu-repo/semantics/article
dc.typeinfo:eu-repo/semantics/publishedVersion
dc.typePeer-reviewed Article

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